Chika Nwosu is a Nigerian business leader and the Managing Director of PalmPay, a top digital payment platform. He helps millions of people use safe and easy online financial services. He is known for promoting cashless payments and improving digital banking across Nigeria and beyond.
| Name | Chika Reginald Nwosu |
| Age | 51 years old (as of 2025) |
| Date of Birth | April 5, 1974 |
| Gender | Male |
| Occupation | Fintechpreneur |
| Marital Status | Married |
| Religion | Christianity |
| Ethnicity | Igbo |
| State of Origin | Anambra |
| Nationality | Nigerian |
| Net Worth | $24 million |
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Chika Nwosu Biography
Chika Reginald Nwosu is a Nigerian technology leader and financial innovator. He is best known as the Managing Director of PalmPay Nigeria, one of Africa’s biggest fintech platforms. Born on April 5, 1974, and raised in Owerre-Ezukala, Orumba South Local Government Area of Anambra State, Chika is passionate about digital payments and has spent years working to improve access to financial services for people across Nigeria.
Chika Nwosu Educational Background
Chika Nwosu attended Boys Secondary School, Owerre-Ezukala, Anambra State, before gaining admission to Enugu State University of Science and Technology, where he studied Management Science. His solid educational foundation played a key role in shaping his successful career in business and technology.
Chika Nwosu Career
Chika Nwosu has built a successful career in business and technology. He is the Managing Director of PalmPay, where he leads efforts to make digital financial services accessible to millions of Nigerians. He also serves as a Business Adviser at Alfridget Ventures Limited.
Before this, he held key roles at Transsion, Tecno Mobile, and Huawei, where he focused on business growth, retail development, and market expansion. His early career includes working on major power projects, showing his wide experience across sectors. Chika’s journey reflects strong leadership and a deep understanding of Nigeria’s tech space.
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PalmPay
PalmPay is a digital financial platform that enables users to create digital wallets, make fast payments, save money, and access credit, all through one app. It is designed to provide easy, secure, and convenient financial services to millions of Nigerians. Under the leadership of Chika Nwosu, PalmPay has rapidly grown to become one of Nigeria’s top fintech companies, with over 35 million customers and 1.2 million business users.
The app processes about $6 million in monthly transactions with a 99.98% success rate, making it a reliable and trusted service. PalmPay also offers a variety of features, including the PalmPay Wealth program, which paid out ₦4 billion in returns to users in 2024. The company is committed to user safety, running campaigns like the Wallet Safety Workshop to protect users from online scams. Regulated by the Central Bank of Nigeria, PalmPay operates across 25 states, providing digital financial solutions to people and businesses throughout the country.
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Chika Nwosu Awards
In 2025, Chika Nwosu received the Legit Business Names Award for his outstanding role in driving digital finance in Nigeria. This award celebrated his achievements and leadership at PalmPay.
Chika Nwosu Age
Chika Nwosu was born on April 5, 1974, he is 51 years old as of 2025.
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Chika Nwosu Personal Life
Chika is known for being humble, focused, and passionate about technology and finance. He constantly encourages Nigerians to stay safe online and improve their digital literacy. He is actively involved in spreading awareness about online safety and fraud prevention.
Chika Nwosu Wife
Chika Nwosu is happily married to Okeke Nkechinyerem Nwosu-Chika. The couple has been together since 2004, building a strong and supportive relationship over the years. Their union is marked by love, mutual respect, and shared goals, both in family life and personal growth.
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Chika Nwosu Children
Chika Nwosu is a devoted father to three sons. He shares a close bond with his children and often emphasizes the importance of family in his life. As a role model, he is committed to raising them with strong values, encouraging them to grow with confidence, respect, and purpose.
Chika Nwosu Net Worth
Chika Nwosu has an estimated net worth of $24 million. His wealth comes mainly from his leadership role at PalmPay, along with other business ventures and advisory positions. Through hard work and smart decisions, he has built a strong financial foundation, making him one of the respected figures in Nigeria’s fintech space.
Chika Nwosu Social Media Handles
Chika Nwosu maintains an active presence on several social media platforms, where he shares insights on fintech, leadership, and financial inclusion:
- LinkedIn: Chika (Reginald) Nwosu
- Facebook: Chika Nwosu
- Instagram: @palmpayapp_ng.